Pm Awas Yojana 2024 Urban 2.0 Apply Online, Eligibility, List

Official Website for Pm Awas Yojana 2024 Urban 2.0 Apply Online, Eligibility, List Check Online : pmaymis.gov.in. Pradhan Mantri Awas Scheme Registration Portal.

Key Points About Pm Awas Yojana 2024 Urban 2.0 Apply Online

1. Name of the scheme Pradhan Mantri Awas Yojana 2024.
2. Who is Eligible to Apply?Any applicant from India may apply.
3. All homeless households living in urban and rural parts of India receive financial assistance from the government to build a pucca house.
4. On July 23, Nirmala Sitharaman, the finance minister, proposed allocating ₹10 lakh crore towards the PM Awas Yojana Urban 2.0, emphasizing housing for middle-class and urban impoverished people.
5. Pradhan Mantri Awas Yojana 2024 Launched By Mr. Narendra Modi.
6. There are four major components of PM Awas Yojana Urban 2.0:
7. Goal To Provide Every Recipient With A Pucca House.
8. Economically Weaker Section (EWS) Annual income should be up to ₹3 lakh.
9. The Low Income Group (LIG) Annual income should be between ₹3 lakh and ₹6 lakh.
10. Middle income group (MIG-1) Annual income should be between ₹6 lakh and ₹12 lakh.
11. Middle income group (MIG-2) The annual income should be between ₹12 lakh and ₹18 lakh.

Pm Awas Yojana 2024 Urban 2.0 Apply Online, Eligibility, List :

Pradhan Mantri Awas Yojana 2024: The Government of India provides financial support to all homeless families residing in both urban and rural areas so they can construct a pucca house. This scheme is available to you; we will go into further information about it in this post.

We would like to inform you that in order to apply under the Pradhan Mantri Awas Yojana 2024, you must fulfill certain requirements and submit certain documents. We will provide you with all of the information you need to apply here, so please take the time to read this page thoroughly.

The finance minister, Nirmala Sitharaman, suggested on July 23 investing ₹10 lakh crore for the PM Awas Yojana Urban 2.0, with a focus on housing for urban poor and middle-class families .

Overview of the Pradhan Mantri Awas Yojana 2024 :

Name of the Article	Pradhan Mantri Awas Yojana 2024
Type of Article	Latest Update
Who Can Apply?	All India Applicants Can Apply
Launched By	Mr. Narendra Modi
Category	Central Govt. Scheme
Beneficiary	Every Citizen of India
Objective	To Provide Pucca House to Each beneficiary
Benefits	House For all
Official Website	pmaymis.gov.in

PM Awas Yojana Urban 2.0’s goal :

1. Every household in urban areas will have access to pucca dwellings thanks to the PM Awas Yojana Urban 2.0.
2. Families in the economically disadvantaged sector (EWS), lower income group (LIG), and medium income group (MIG) are the main targets of the program.
3. The government offers financial support via the program to assist individuals in purchasing or building their own homes.
4. Finance Minister Nirmala Sitharaman announced the PMAY Urban 2.0, which attempts to provide homes for everyone, as she introduced Budget 2024.
5. According to Finance Minister Nirmala Sitharaman, the PM Awas Yojana-Urban 2.0 will invest Rs 10 lakh crores to meet the housing needs of one crore impoverished and middle-class individuals.
6. This will include the central assistance of Rs 2.2 lakh crores for the following five years.

PM Awas Yojana Urban 2.0 Eligibility criteria :

To apply under PM Awas Yojana Urban 2.0, the following eligibility criteria must be met:

1. Economically Weaker Section (EWS) Annual income should be up to ₹3 lakh.
2. The Low Income Group (LIG) Annual income should be between ₹3 lakh and ₹6 lakh.
3. Middle income group (MIG-1) Annual income should be between ₹6 lakh and ₹12 lakh.
4. Middle income group (MIG-2) The annual income should be between ₹12 lakh and ₹18 lakh.
5. The beneficiary family consists of husband, wife and unmarried children.
6. There should not be a pre-decided house in the name of any family member.
7. The applicant must be a resident of India.
8. The applicant should not have any pre-fabricated house, plot .
9. No family member should be an income tax payer.
10. No member of the household should be in a government job.
11. The applicant family should not own a four-wheeler etc.

Pradhan Mantri Awas Yojana Documents Required

All the candidates who want to apply for the post can follow these steps given below:

1. Aadhar Card,
2. Passport,
3. PAN Card,
4. Voter ID
5. , Passport,
6. Driving License,
7. any one document will have to be given for identification.

The main components of the plan :

There are four major components of PM Awas Yojana Urban 2.0:

1.Affordable Housing for All (AHP)

1. Under this component, affordable housing projects are undertaken through government and private partnerships.
2. State Governments and Urban Local Bodies (ULBs) undertake these project

2. In-situ slum redevelopment (ISSR)

1. Under this component, slum areas are redeveloped to provide better housing facilities to the people living there.
2. The objective of the redevelopment is to provide a better life to slum dwellers with basic amenities.

3. Credit linked subsidy scheme (CLSS)

1. Under this component, interest subsidy is provided on home loans.
2. Beneficiaries of EWS, LIG, and MIG categories are given subsidy in the interest rate on home loans.

4. Financed Beneficiary Led Construction (BLC)

1. Under this component, financial assistance is provided to the beneficiaries for construction of houses on their land.
2. The government provides financial assistance per beneficiary so that they can build their own houses.

Advantages of PM Awas Yojana Urban 2.0

The following are some of the PMAY Urban 2.0’s salient characteristics and advantages:

1. The PM Awas Yojana Urban 2.0 is one of the most ambitious projects of the Modi administration.
2. The PMAY Urban 2.0 was introduced by Finance Minister Nirmala Sitharaman in the 2024 Budget with the goal of improving housing accessibility for everybody.
3. Under the yojana, an investment of ₹10 lakh crore would be made to provide housing for one crore urban poor and middle-class individuals.
4. Three crore new houses will be added under the PM Awas Yojana in both rural and urban areas of the country.
5. This will include ₹2.2 lakh crore in federal funds over the next five years.
6. Additionally, it entails offering an interest subsidy to make borrowing possible at fair prices.
7. It will create a rental housing market that is easier to access, clearer, and more effective.

Scheme Type	Eligibility Household Income ( Rs.)	Carpet Area- Max (sqm)	Interest Subsidy (%)	Subsidy calculated on a max loan of	Max Subsidy (Rs.)
EWS and LIG	Up to  Rs.6 lakh	60 sqm	6.50 %	Rs. 6 lakh	2.67 Lacs
MIG 1	Rs. 6 lakh to Rs 12 lakh	160 sqm	4.00 %	Rs. 9 lakh	2.35 Lacs
MIG 2	Rs. 12 lakh  to Rs.18 lakh	200 sqm	3.00 %	Rs. 12 lakh	2.30 Lacs

How Can I Apply Online for the PM Awas Yojana ?

1. First of all, you have to go to the official website of Pradhan Mantri Awas Yojana. After this, the home page of the website will open in front of you.
2. On the home page you need to click on three lines in the menu bar.
3. Now you will get some options where you have to click on the option of Awaassoft.
4. After this a new page will open in front of you.
5. You have to click on the option of Awaas Data Entry on this page.
6. After this, you have to select your state and district and click on the option of Continue.
7. Now you have to login by entering your username, password and captcha code.
8. Once you login, the PM Awas Yojana registration form will open in front of you.
9. Now you have to enter your personal information, beneficiary bank information, beneficiary amalgamation information, etc.
10. You will also need to upload the necessary documents.
11. Finally, click on the submit option.

States and cities included in PM Awas Yojana list :

The following are the states in which the government is involved. Towns/cities have been identified and construction work has started under the scheme-

1. Chhattisgarh – 1000 cities/towns
2. Rajasthan
3. Haryana, 53,290 houses in 38 cities and towns
4. Gujarat, 15,584 houses in 45 cities and towns
5. Orissa, 5,133 houses in 26 cities and towns
6. Maharashtra, 12,123 houses in 13 cities and towns
7. Kerala, 9,461 houses in 52 cities
8. Karnataka, 32,656 houses in 95 cities
9. Tamil Nadu, 40,623 houses in 65 cities and towns
10. Jammu and Kashmir – 19 cities/towns
11. Jharkhand – 15 cities/towns
12. Madhya Pradesh – 74 cities/towns
13. Uttarakhand, 6,226 houses in 57 cities and towns

Official Website = Pm Awas Yojana > pmaymis.gov.in